Are you renting currently but wanting to buy a new home? Are you saving for a down payment? I've got good news! 

In addition to available Down Payment Assistance programs available to first time home buyers, we have partnered with Divvy Homes to provide an amazing rent-to-own program for buyers in South Florida. 

Divvy’s new twist on rent-to-own offers an alternative form of financing so you can get into your dream home today, even if you don’t currently qualify for a mortgage or have money saved up for a down payment! In a nutshell, with Divvy, you can:

1. Complete an application - It’s free, fast, and won’t impact your credit score. It takes only 5 minutes to pre-qualify1. Divvy’s application is free, won’t impact your credit score, and only takes 5 minutes. Don’t worry if your financial picture isn’t perfect— they get that life happens. Once they’ve verified your income and savings, you’ll get your Divvy-approved home budget within 2 business days.
2. Get approved for a budget - Once you’re approved, you’ll receive a budget to go home shopping.
3. Choose your dream home - Partner with me to find your dream home. Choose from any home on the market that qualifies. Divvy lets you shop homes anywhere in Palm Beach or Broward County that are listed for sale and within your Divvy budget. There are a few exceptions–like no mobile homes or condos–but generally, most homes work. Go home shopping with your real estate agent, Larry Newcomer. Once you choose the home, Divvy will buy it. Yes, really.
4. Divvy pays for the home - Divvy pays for the home in cash and cover all fees, closing costs, taxes, and insurance. All Divvy needs from you is a down payment of 1-2%. Because Divvy will own the home while you're saving up to buy it from them, they make sure that they buy is a solid investment and in good shape for the long haul. Divvy takes care of the inspection, closing costs, property taxes, and homeowners insurance.  Divvy gives you a preset price at which you can buy the home from Divvy. Even if the home increases in value, it doesn’t change your price. An most importantly, when you buy the home, you are not competing with any other buyers!
5. Move-in and save - Move into your Divvy home and start saving to gradually build up ownership of the home. About ¼ of every monthly payment goes toward your savings for a down payment. Most Divvy customers are able to become mortgage-eligible in less than three years. 
6. Buy the home or walk away with savings - At any point, you can choose to either buy back the home with the money you’ve saved or move out and cash out your savings (minus a relisting fee)1.